UK Military Banking

Discover Holt's Military Banking

What makes us different?

Wherever you serve, we serve

We've been offering UK military banking services for over 200 years and currently serve over 33,000 military personnel across the world.

UK Military Banking experts

Our military banking experts understand the financial needs of junior ranks to the most senior officers – regulars and reserves, the service family and our veterans.

Our promise to armed forces personnel

The Armed Forces Covenant is a promise to those who serve to ensure they are treated fairly and not disadvantaged in their day-to-day lives. 

Our offering

Our team

Military Banking expertise

Holt’s provides financial services expertise to the Royal Navy, British Army and Royal Air Force. Our team consists of recent Veterans, serving Reservists, spouses of those still serving, sons and daughters from Military families. Giving you access to an expert team with both the knowledge of the Military and financial services, to help you meet your goals and aspirations.

British Army Regiments and Corps

At Holt’s, we know that life keeps you busy with exercises and deployments, and that your time in the Services will find you in different barracks, cities and countries. Our team are here to assist you with your personal financial requirements, whilst also helping manage the accounts of your Regiment.

Royal Navy Ships and Bases

Holt’s recognises the importance of being able to bank wherever you serve, be it at sea or on land and at home. Our team are here to assist you with your personal financial requirements, whilst also helping manage the accounts of your ships and bases.

Royal Air Force

Royal Air Force

Holt’s provides a professional financial service to you and your family throughout your career in the air force. Our team are here to assist you with your personal financial requirements, whilst also helping manage the accounts of your base.

Foreign and Commonwealth Office

Holt's have extended their Military Banking proposition to FCO staff, offering relationship banking, a suite of products and services that best suits the way you want to bank. We have a Relationship Manager for all FCO staff, who have specialist knowledge and processes within home buying and account opening.

Products and Services for your life in the Armed Forces

As a Holt's customer you'll have access to financial products and services provided by Royal Bank of Scotland. Including specialised lending schemes for those in the Armed Forces. 

Manage your accounts using Royal Bank of Scotland digital and mobile banking services, 24/7.

Our Holt's team are available over the phone or you can use any Royal Bank of Scotland, NatWest or Ulster Bank branch.

Help and Support

Holt’s provides a specific and personalised service to all service personnel that’s adaptable to meet the diverse and ever-changing circumstances of military life.

Education, Sport and Sponsorship

  • We provide a range of financial awareness training sessions to the Navy, Army and RAF
  • We are a guest speaker at the Regimental Accountants (RAs) Course
  • We are a proud sponsor of Tri-Service sport, sponsoring events in the past such as Army vs Navy Rugby, Army vs RAF Rugby, RMAS Boxing, Army Golf & Football to name a few.

BFPO addresses

We treat these as UK addresses, helping to make your banking as easy as possible. We fit banking around your diverse working patterns to make it simple for you.

Not based in the UK?

Even if you're located overseas, we're here to help. We currently serve over 25,000 military personnel across the world.

Military pay

We understand that Joint Personnel Administration (JPA) means your income will vary from post to post.